Monetary Benefits:

Monetary Benefits:
@@@@@@@@

For the freelancer, independent
contractor, or consultant, the major benefits are a
higher salary and the freedom to set his or her own hours.
This type of work can provide experience in a new profession
without making an employee commitment.

TO DO FREELANCING FROM YOUR HOME
• Health insurance for yourself and family
• Contracts for deals between you and other businesses
• A brochure describing your abilities (you can do this on your own
computer)
• A good calendar to keep track of your appointments
Advantages for the Home Professional
There are advantages for the professional who is considering starting a
home business. It is a way to work in the profession without being tied to a
boss or corporation. For some people it is an inexpensive way to begin a
career; for others it can be beginning steps into retirement. The sense of
being successful on your own independent terms is extremely positive.
Disadvantages for the Home Professional


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A professional has certain legal requirements that must be met, no matter how
large or small the business. For example, many professionals are required to
take classes annually to keep their skills current. For a person who is working
from his or her home without a partner or other employees, this means that
the office is closed for the duration of this education. In addition, while this
continuing education may be only a small percentage of the expenses of a large
corporation, an individual working from his or her home may find that continuing
education can wipe out a large portion of the profit.
Another disadvantage may be inadvertently putting your home and family
in danger, if you have clients coming to your home office. However, a
home-based business owner can keep both home and family safe while successfully
managing a business by taking active steps to keep the business
separate from your home and family. The level of separation depends on
your business and your potential clients. Figure 2.2 addresses security issues
that you should consider when starting your business

Accounting, Bookkeeping, and Other Business Jobs

Accounting, Bookkeeping, and Other Business Jobs

@@@@@@@@@@

Many accountants start out working on tax returns from their home. One
accountant we know became so successful that he bought the house next
door to live in, rehabbed the original home into all offices, and hired several
accountants to work for him.
Another area of financial work that can be done from home is bookkeeping.
Bookkeepers are those who enter the financial data from a business onto
a computer spreadsheet or onto paper. They also analyze the financial data
and prepare the financial statements for the company. Most of this function
can be done from the bookkeeper’s home. Some companies that use nonemployee
bookkeepers require that they enter the financial data at the company’s
location. Once the data is entered, computer reports are generated and
the bookkeeper can use these to prepare the statements from home.
Many former corporate secretaries and typists work from their home typing
documents, especially for students. While most students have their own
computer, some just do not have the speed required to quickly produce a
multipage term paper or thesis. Another area for a small home business can
be producing professional presentations and brochures.
Freelancing
Working as a freelancer (consultant) is becoming very desirable for both the
business doing the hiring and the worker. A freelancer is usually defined as
a person who does the work of an employee for a contracted period of time,
for a set cost, but who does not receive benefits such as vacation, insurance,
401(k), etc. In legal terms, you are an independent contractor.
The businesses using this type of worker can save money. The business
gets a worker without having to pay the benefits an employee requires. If
the amount of work needed to be done drops, an independent contractor
may be able to be let go without the concern of a wrongful termination lawsuit.
Also, many independent contractors pay their own taxes and withholdings.
That way, the business saves money on tax processing.
Kinds of Home-Based Businesses 17


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How do you fit being a freelancer into a home business? Easy.Your home
becomes your primary office, with your product being you. You market
your skills along with the benefits that the employer will receive from using
a nonemployee. Figure 2.1 describes the items you will need to maintain a
freelance business from your home.
Many businesspeople are considered freelancers, independent contractors,
or consultants. Many professions have been using this type of worker
for a long time, especially in construction, carpentry, residential painting,
computer programming, computer analysts, accounting, bookkeeping, data
entry, and deliveries. In the last five years, many additional professions have
also begun to benefit from this type of worker.

How to create a work of service to others?

How to create a work of service to others?
###########

Minor Personal Assistance. Many people are now caring for elderly
and infirmed family members. Most would gladly pay for someone to come
in and care for the family member, even if it is just for an hour. People who
have problems getting around due to an injury or disease may need someone
to come in to prepare a meal. As our society ages, there will be more
people who need minor assistance. This is a time when an individual service
business can flourish.
One last thought on individual service businesses. Recently, stories were
in the news about a service for breaking up with your boyfriend or girlfriend.
Did you know there is even a business that will wait in line for you
at concerts and movie theaters that have open seating? There are people
who will pay someone else to handle almost any annoying or time-consuming
project. b


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Advantages of a Service Business
The biggest plus for starting a service business is that everyone, even businesses,
needs services. There will always be a certain market for a given service.
As the culture and economy change, so do the numbers of services that
we ask others to perform. Many aging baby boomers have plenty of disposable
income and are willing to pay someone else to handle specific aspects
of their lives.
In addition, many service businesses can be started on a shoestring.
Supplies can be bought cheaply at the big warehouse stores or over the
Internet, without having to order the enormous quantities that are usually
associated with buying wholesale

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